Car Insurance
| Vehicle Source | Payment Source for Rental Vehicle | Coverage for Physical Damage to Rental Vehicle | Coverage for Property Damage to Other Party | Coverage for Bodily Injury to Other Party | What to do in an Accident? |
| Department budget | Included in cost of rental rate. | *Primary and Excess - University liability program | *Primary and Excess - University liability program | Complete accident report. | |
| Rental arranged by Fleet Services with other car rental agencies. | Department budget | Provided under contract with rental agency. | Primary - rental agency
*Excess - University liability program |
Primary - Rental Agency
Excess - University liability program |
Complete accident report. |
|
Enterprise arranged under State of Washington contract #45WA033 National - must enroll in complimentary membership with Emerald Club |
UW Travel Charge Card | Enterprise/National - decline the collision/loss damage insurance.
CDW/LDW is reimbursable if you accidentally accepted this type of insurance. In the future, decline the CDW/LDW because it is included in the state contract. Accepting any other type of insurance is your personal responsibility and is not reimbursable. |
Primary - Enterprise
*Excess - University liability program |
Primary - Enterprise
*Excess - University liability program |
Follow Enterprise accident guidelines. Call local police and complete an accident report.
Contact Risk Management for liability exposures (property damage or bodily injury to other party or parties) exceeding Enterprise coverage. |
| Other source of payment | Enterprise/National - decline the collision/loss damage insurance.
CDW/LDW is reimbursable if you accidentally accepted this type of insurance. In the future, decline the CDW/LDW because it is included in the state contract. Accepting any other type of insurance is your personal responsibility and is not reimbursable. |
Primary - Enterprise
*Excess - University liability program |
Primary - Enterprise
*Excess - University liability program |
Follow Enterprise accident guidelines. Call local police and complete an accident report.
Contact Risk Management for liability exposures (property damage or bodily injury to other party or parties) exceeding Enterprise coverage. |
|
| Any other rental agency | UW Travel Charge Card | Learn more about UW Travel Charge Card benefits and provisions.
|
*Primary and Excess - University liability program | *Primary and Excess - University liability program | Follow car rental agency accident guidelines. File a claim with UW Travel Charge Card.
Contact Risk Management if there are potential claims for damage to property and bodily injury to other party or parties. |
| Other source of payment | Accept the collision/loss damage insurance.
Accepting any other type of insurance is your personal responsibility and is not reimbursable. |
*Primary and Excess - University liability program | *Primary and Excess - University liability program | Follow car rental agency accident guidelines. Call local police and complete an accident report.
Contact Risk Management if there are potential claims for damage to property and bodily injury to other party or parties. |
|
| Personal Auto | N/A | Personal auto insurance | Primary - personal auto insurance
*Excess - University liability program |
Primary - personal auto insurance
*Excess - University liability program |
Call local police and complete an accident report.
Contact Risk Management if there are potential claims for damage to property and bodily injury to other party or parties. |
*Pursuant to RCW 28b.20.253 and .255, the University will provide legal defense and indemnification for employees acting within the course and scope of their duties and volunteer workers and students while acting at the direction or request of the University. Coverage for injuries to UW employees is provided through Labor and Industries (workers compensation). Injuries to Non-UW individuals and students should be submitted to their personal health insurance companies.
See Administrative Policy Statements sections10.8, Risk Management and Insurance Programs section 14.01.2, and Fleet Services Insurance Coverage.