When you took out a student loan, you entered into a legal agreement, as documented in the terms of your promissory note. The most important part of this agreement is your commitment to repay your loan in full. Your loan will go into repayment status when you either graduate and/or drop below at least half-time enrollment.

The University of Washington offers exit counseling information to student borrowers to help you successfully manage the repayment of your loan account. This information will be sent to your UW email address during the quarter that you graduate. If you leave the University (or drop below half-time enrollment) before graduating, a notice about loan repayment will be mailed to you.

The purpose of exit counseling documents are to:

• Explain your rights and benefits concerning your student loan(s)
• Explain your obligations for repayment of your loan(s)
• Provide contact information for your loan’s billing servicer, so that you can effectively manage your account

How to access Exit Counseling information

• Federal Direct Student Loans (Stafford, PLUS):
  • available online on the Direct Loan Servicer’s website.
• Federal Campus-based Loans (Perkins, Health Professions and Nursing Loans):
  • available online on the Campus Partners billing website (access by setting up a user account)
• UW Institutional Loans:
  • loan disclosure documents will be mailed to you